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Disclaimer

Disclaimer
Please, read these terms and conditions carefully. Using this site or any related pages shall be deemed an agreement from your part to comply with all terms and conditions listed below. In case of disagreement with the following terms and conditions, please, avoid accessing the site or any linked pages.

Alinma Bank. All rights reserved.
Alinma Bank is the sole owner of all copy rights of pages and their displaying screens as well as all materials and information included in those pages and screens and the style of their display and arrangement, unless otherwise is mentioned.

Use of Information and Materials
Information and materials contained in these pages and the terms, conditions and discretions set out in these pages- are subject to change. Not all products and services are available in all geographical areas. The decision of your entitlement to certain products and services shall be subject to Alinma Bank’s discretionary power and final approval.

There is no guarantee
The information and materials included in this site, including texts, charts and links or other terms are being provided on the basis of "as is" and "as available". Alinma Bank does not guarantee the accuracy, adequacy or completion of such information and materials, and holds no responsibility for any errors or shortcomings in the said information and materials. Alinma Bank does not give, in relation to the information and materials included in this site, any form of guarantee, explicit or regulatory including but not limited to: guarantees against violations of property or patent rights of others, validity and compatibility with any purpose or control over computer viruses.

Liability Identification
In no event shall Alinma Bank be liable for any damages and losses, including without limitation direct or indirect, special or incidental or consequential damages, losses or expenses in connection with or result from the site and its use or inability to use by any party, or any performance failure, error, omission, interruption, defect, delay in operation or transmission, computer virus, error or system failure, even if Alinma Bank or its representatives has been advised of the possibility of such damages, losses or expenses without infringement or negligence from the part of the Bank. Your use of hyperlinks on the site is at your own risk and discretion. It is understood and agreed upon that Alinma Bank has not verified, checked, monitored or approved the content or the accuracy of any such websites, or any opinions expressed in them, or any hyperlinks provided in them. The information provided in this website shall be owned by Alinma Bank, with absolute rights to use any ideas, concepts, or technical skills implied in information provided to the Bank by the site visitors for any and all purposes based on the Bank’s discretion. Alinma Bank does not acknowledge any commitment to maintain confidentiality with respect to the information provided to it through the site, save what may be agreed upon between the Bank and the party entitled to manage the direct relationship with the information provider, or otherwise specifically agreed upon, or in accordance with what is imposed by the observed rule.

Privacy

* Alinma bank shall provide banking services through Alinma online and phone banking services (Alinma System). Access and use of such services shall be subject to the following terms and conditions:

* Alinma system enables the client to get a number of services and products as well as executing transactions such as transfer between accounts with the bank, transfer to other accounts with local banks, bill payments and other services and transactions provided by the bank.

* The bank shall have the right to reject, for whatever reason, any request related to log in or access to Alinma system as well as any instructions or inquiries which come from the user through Alinma system.

* The client has authorized the bank to execute all instructions coming from the client or the user through Alinma online and phone banking services.

* The bank committed, subject to its own discretion, to execute all instructions and banking transactions required by the client online or via phone, provided that such instructions and transactions comply with Alinma system and conform to the bank's work procedures, instructions of the concerned authorities and the banking practices.

* The bank shall credit the client's account with any funds and transactions executed by the client online or via phone using Alinma system. The client shall be fully responsible for all obligations arise from the use of the service, whether the client is aware of the execution of such transactions or not. The client has authorized the bank to deduct, without referring to it, the financial liabilities resulting from using Alinma system from its bank account related to the service or from any of its other accounts with the bank. The client committed to pay all charges and expenses fixed by the bank in return for benefiting from Alinma services. Such charges and fees may be amended from time to time at the bank's absolute discretion.

* The client acknowledged its full responsibility for its personal use of Alinma system in accordance with the established purposes and uses. The client also acknowledged its responsibility for the execution of banking transactions performed online or via the phone along with any other use performed by its authorized person through the use of access details, user credentials and pass word. The client further acknowledged to maintain the aforesaid details and not disclosing them to any person, authority or bank employee. Additionally, the client acknowledged that the pass word is deemed as its personal signature irrespective of who uses it. The bank shall not bear any damages, consequences, losses or indemnities resulting from the non-commitment by the client to any of the aforementioned. The client shall be responsible for the validity, correctness and regulatory of all transactions performed through using the Alinma services.

* The user shall incur all telephone charges and expenses related to connecting its computer with Alinma system plus any fees paid to any service provider. The bank may add any fees arising from any additional services required by the user through Alinma system (such as the services of other providers) and the client shall be informed, through Alinma online service, if such fees are incurred.

* The client acknowledged that the bank, its employees and its affiliated authorities are not responsible for any losses, damages, financial claims or the like caused by the use of the user ID and pass word. The client commits to notify the bank, in writing, if it becomes aware that the user name and ID have become known to others so that the bank can take the required action. The client shall be responsible for all transactions and instructions issued from him until the bank receives the written notice.

* The client committed to keep confidential all data, information and transactions related to its account as well as any other data which can be accessed and downloaded or stored from the internet or any other computer. The client shall be responsible for any unauthorized use and all consequences, losses and damages which may result from such unauthorized use whether they were direct or indirect on the part of the bank or the client.

* The client acknowledged that it has no ownership rights in the intellectual and publcation rights of the programs and documents related to Alinma online service; and agrees that it shall not allow its users to copy, amend, download or transfer the online service programs to similar electronic devices.

* The bank may cancel the online service at any time and without giving prior notice to the client. The client may cancel subscriptions pursuant to a written request delivered to the bank and shall be fully responsible for the services and transactions executed till the notice date of the bank acceptance of the cancelation.

* The client agreed to authorize the bank to send all correspondences and notices related to this service through e-mail and fax; and committed to take every possible precaution to keep confidential the contents of such correspondences and shall be responsible in the event of any default to this commitment.

* The client agreed to authorize the bank to record all communication and instructions, including the instruction of adding other users to the online service, and such voice recording shall be deemed an evidence of its content in the event of using the toll free number (Assistant Office).

* The bank exerts reasonable efforts to ensure the provision and functioning of Alinma system and shall be responsible for action and execution in accordance with the user's instructions sent through Alinma system and received by the bank. The bank shall not bear any responsibility, losses or indemnities resulting from fault, failures or defects in the equipments and communication lines which may have an effect on the accuracy of the messages sent by the user or on their arrival time.

* The bank shall not present any representations or warranties in relation to quality, swiftness, performance, accuracy or the like and shall not that Alinma system is free of defects or errors. The client acknowledged to disclaim the bank of all issues related to such defects and error, provided that there is no deliberate breach or negligence form the bank side.

* The data and information received by the user from the bank or any other service provider shall be deemed reliable and the user shall be provided by such data and information on the basis of exerting the possible efforts to ensure its ease. Yet, such ease is not guaranteed and, consequently, the bank shall not be liable for any shortfall, inaccuracy, perfection, availability or arrival time of such data and information or any other decision taken by using them.

* The bank shall not be liable for any computer virus or problems related to the information provided by the bank and arising out of the services provided by any of the information providers or result from the user PC. The bank shall not be responsible also for any piracy or fraud actions.

* The bank may amend these terms and notify the client by such amendment/amendments. The client continuity in using Alinma system shall be considered as an acceptance of the amendment. The client may request the amendment of the terms, provided that the bank accepts such request in writing.

Terms and Conditions

*Alinma bank shall provide banking services through Alinma online and phone banking services (Alinma System). Access and use of such services shall be subject to the following terms and conditions:

* Alinma system enables the client to get a number of services and products as well as executing transactions such as transfer between accounts with the bank, transfer to other accounts with local banks, bill payments and other services and transactions provided by the bank.

* The bank shall have the right to reject, for whatever reason, any request related to log in or access to Alinma system as well as any instructions or inquiries which come from the user through Alinma system.

* The client has authorized the bank to execute all instructions coming from the client or the user through Alinma online and phone banking services.

* The bank committed, subject to its own discretion, to execute all instructions and banking transactions required by the client online or via phone, provided that such instructions and transactions comply with Alinma system and conform to the bank's work procedures, instructions of the concerned authorities and the banking practices.

* The bank shall credit the client's account with any funds and transactions executed by the client online or via phone using Alinma system. The client shall be fully responsible for all obligations arise from the use of the service, whether the client is aware of the execution of such transactions or not. The client has authorized the bank to deduct, without referring to it, the financial liabilities resulting from using Alinma system from its bank account related to the service or from any of its other accounts with the bank. The client committed to pay all charges and expenses fixed by the bank in return for benefiting from Alinma services. Such charges and fees may be amended from time to time at the bank's absolute discretion.

* The client acknowledged its full responsibility for its personal use of Alinma system in accordance with the established purposes and uses. The client also acknowledged its responsibility for the execution of banking transactions performed online or via the phone along with any other use performed by its authorized person through the use of access details, user credentials and pass word. The client further acknowledged to maintain the aforesaid details and not disclosing them to any person, authority or bank employee. Additionally, the client acknowledged that the pass word is deemed as its personal signature irrespective of who uses it. The bank shall not bear any damages, consequences, losses or indemnities resulting from the non-commitment by the client to any of the aforementioned. The client shall be responsible for the validity, correctness and regulatory of all transactions performed through using the Alinma services.

* The user shall incur all telephone charges and expenses related to connecting its computer with Alinma system plus any fees paid to any service provider. The bank may add any fees arising from any additional services required by the user through Alinma system (such as the services of other providers) and the client shall be informed, through Alinma online service, if such fees are incurred.

* The client acknowledged that the bank, its employees and its affiliated authorities are not responsible for any losses, damages, financial claims or the like caused by the use of the user ID and pass word. The client commits to notify the bank, in writing, if it becomes aware that the user name and ID have become known to others so that the bank can take the required action. The client shall be responsible for all transactions and instructions issued from him until the bank receives the written notice.

* The client committed to keep confidential all data, information and transactions related to its account as well as any other data which can be accessed and downloaded or stored from the internet or any other computer. The client shall be responsible for any unauthorized use and all consequences, losses and damages which may result from such unauthorized use whether they were direct or indirect on the part of the bank or the client.

* The client acknowledged that it has no ownership rights in the intellectual and publication rights of the programs and documents related to Alinma online service; and agrees that it shall not allow its users to copy, amend, download or transfer the online service programs to similar electronic devices.

* The bank may cancel the online service at any time and without giving prior notice to the client. The client may cancel subscriptions pursuant to a written request delivered to the bank and shall be fully responsible for the services and transactions executed till the notice date of the bank acceptance of the cancelation.

* The client agreed to authorize the bank to send all correspondences and notices related to this service through e-mail and fax; and committed to take every possible precaution to keep confidential the contents of such correspondences and shall be responsible in the event of any default to this commitment.

* The client agreed to authorize the bank to record all communication and instructions, including the instruction of adding other users to the online service, and such voice recording shall be deemed an evidence of its content in the event of using the toll free number (Assistant Office).

* The bank exerts reasonable efforts to ensure the provision and functioning of Alinma system and shall be responsible for action and execution in accordance with the user's instructions sent through Alinma system and received by the bank. The bank shall not bear any responsibility, losses or indemnities resulting from fault, failures or defects in the equipments and communication lines which may have an effect on the accuracy of the messages sent by the user or on their arrival time.

* The bank shall not present any representations or warranties in relation to quality, swiftness, performance, accuracy or the like and shall not that Alinma system is free of defects or errors. The client acknowledged to disclaim the bank of all issues related to such defects and error, provided that there is no deliberate breach or negligence form the bank side.

* The data and information received by the user from the bank or any other service provider shall be deemed reliable and the user shall be provided by such data and information on the basis of exerting the possible efforts to ensure its ease. Yet, such ease is not guaranteed and, consequently, the bank shall not be liable for any shortfall, inaccuracy, perfection, availability or arrival time of such data and information or any other decision taken by using them.

* The bank shall not be liable for any computer virus or problems related to the information provided by the bank and arising out of the services provided by any of the information providers or result from the user PC. The bank shall not be responsible also for any piracy or fraud actions.

* The bank may amend these terms and notify the client by such amendment/amendments. The client continuity in using Alinma system shall be considered as an acceptance of the amendment. The client may request the amendment of the terms, provided that the bank accepts such request in writing.

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